Well this was a much less exciting month!
And I’ll take it every time, haha…. (SlowAndSteadyIsSexy.com!)
Good to see all those reds turning back to greens though after last month’s blood bath, and now if we can only find an extra $50,000 laying around we’ll be fully caught up 😉
But that’s the way the game goes right? Can’t be UPS all the time, so if you can’t stand the heat gotta get yourself out the kitchen!
And then find a different room to hang out in instead, like perhaps the bathroom or the garage 😉
Not everyone loves or believes in the stock market, but fortunately there are plenty of other avenues that’ll still get you to the Freedom Finish Line all the same… Just keep experimenting and narrowing it down until you find the one that fits, and then POUR ON THAT GAS!!!
Here’s Net Worth Report #130: $851,800.32
[NOTE: These reports are shared to better start discussions around money and to showcase a *real life* snapshot of someone’s finances. Mine 😉 Some months we’re up, and others we’re down, but it all gets displayed in hopes it helps you along your own journey and gives you a little more perspective on stuff. Thank you to all those who have been around from the beginning over 10 years ago!]
CASH SAVINGS (+$42.62): BOOM! Who wants to go clubbing???? That’ll get you at least a couple Long Island Iced Teas and some late-night pizza 😉 (TRUE STORY: I once dropped $20 for a drink in a swanky New York club, and then had to wait a few days until payday as it was the last I had. #Priorities)
THRIFT SAVINGS PLAN (TSP) (+$662.75): Now we’re talking! The wife’s automatic deposits are back to kicking again, and all is good in the government world. One of the only things these days, it seems!
BROKERAGE (+$640.57): A nice little bump here too, and all better than it was sitting in a savings account for however long it did until I finally owned up and moved it 😉 It’s nice to finally have an investment account I can tap if I ever wanted to too, without having to worry about early-withdrawal penalties!
ROTH IRAs (+$1,732.58): Back on the up and up again – even though we haven’t funded it for a matter of months (we wait until the end of the year to do it so I don’t F it up again).
SEP IRA (+$6,768.88): Similar territory here too! At the whims of the market until we do a little maxing out action at the beginning of every year… Though these days you don’t even see the deposits hit since it fluctuates so wildly every month! But we keep diligently filling it up!
Here’s how it’s performed since we switched to Vanguard indexing a few years ago. You’ll see a number of dips in there, but the jumps are even greater!
CAR VALUES (-$228.00): Finally, the cars… that will always go down, unless you’ve figured out a way to reverse the odometer (legally!). Here are the values of both our paid off cars via KBB:
- Lexus RX350: $7,791.00
- Toyota Corolla: $2,300.00
Total change in net worth this month: (+) $9,619.40
Another month down on the books! If you’re itching to see all 129 reports prior to this one, feast your eyes here: My Net Worth Over The Past 10 Years
And then here’s how the last 12 months have gone to put things in more perspective:
Lastly, our kids’ net worths…
Baby Dime got baptized over the month, and for the first time in his – and our! – life, we got a check to go into his college savings account instead of a toy!! It was a Thanksgiving miracle!! 😉
[Socks or food, it’s all the same…]
And back to the grind we go! How’d you guys do this month? Any Thanksgiving miracles with your wealth?
Some quick tools can be found below if you’re new to this stuff, but however you play it, just make sure you’re indeed PLAYING IT!! Can’t win the game of life by sitting on the sidelines, so come out and get dirty with us!
Your friend in filth,
[For more $$$ nuggets, head over to Budgets Are Sexy!]